Returned Check Solutions
Keeping bad checks in check since 2000, InChek’s electronic re-presentment service enables you to recover NSF checks more quickly and economically (for you and your customers) than letting the banks do it. Reduce your collection costs and increase your bottom line without putting your customer relations at risk.

Electronic Check Deposit
Checks can now be deposited electronically, eliminating the need for lockbox services and trips to the bank. Bad checks show up faster, allowing for quicker recovery. Check data from past deposits is always available online. Lower your processing costs and streamline your accounts receivable operations with InChek’s electronic check deposit service.

Automated Payments & EFTs
InChek’s automated electronic payment processing service allows you to eliminate invoicing, increase timely payments, improve account reconciliation, and assure on-time services at costs far lower than credit card billing.

Card Services & Merchant Solutions
InChek provides a full range of electronic merchant services, providing flexible, convenient, and comprehensive solutions for your company. From standard credit/debit card processing to more specialized offerings such as wireless terminals and gift cards, we can help you and your customers do business together.

Collections
Occasionally a rubber check keeps on bouncing, or certain accounts receivable never get received. When that happens, turn to the professional collection services of Karuna Financial. A full-service licensed and bonded agency, Karuna provides collection tracks beginning with friendly letters and phone calls, but which can escalate through database reporting and legal action if necessary.